Our Commitment to Your Privacy
Tywar Bxoux operates with straightforward principles. We collect
only what we need, use it for the purposes you'd expect, and protect it like it's our own.
This policy explains our practices in plain language because legal jargon shouldn't hide
what matters.
This document applies to information collected through
tywarbxoux.info and any related services. We're based in Welland, Ontario, and follow
Canadian privacy laws—specifically the Personal Information Protection and Electronic
Documents Act (PIPEDA).
Information We Collect
When you reach out or use our services, we gather
specific details. Nothing excessive—just what helps us provide investment guidance and
maintain our relationship.
Personal Identification Information
Your name, email address, phone number, and mailing address
when you contact us or create an account. We also collect your date of birth and Social
Insurance Number when required for investment accounts—Canadian regulations demand this
for financial services.
Financial Information
Investment goals, risk tolerance, income level, and net
worth. We ask about your experience with various investment types because it shapes our
recommendations. Bank account details come into play only when you're ready to fund
investments.
Technical Data
Your IP address, browser type, device information, and how
you navigate our site. This helps us fix bugs and improve user experience. We use
analytics to see which pages get visited most, but we're not building detailed profiles
of your browsing habits.
We don't collect information about your race, religion,
political views, or health. Those details aren't relevant to small capital investing,
and frankly, they're none of our business.
How We Use Your Information
Everything we collect serves a practical purpose.
Here's the breakdown:
- Providing investment advice tailored to your financial
situation and goals
- Setting up and managing your investment accounts
- Communicating about market changes, portfolio updates, or
account activities
- Complying with Canadian financial regulations and
reporting requirements
- Preventing fraud and maintaining security of your
accounts
- Improving our website functionality based on usage
patterns
- Responding to your questions and service requests
We won't use your email to spam you with marketing
unless you've specifically opted in. Even then, every message includes an unsubscribe
option. Our focus stays on serving existing clients rather than constant promotional
pushes.
Information Sharing and Disclosure
We're selective about who sees your data. Most of the
time, it stays within Tywar Bxoux. When we do share information, there's always a
legitimate reason.
| Who We Share With |
What We Share |
Why We Share It |
| Investment Platforms |
Account details, transaction information |
To execute trades and maintain your investment accounts |
| Payment Processors |
Banking information, transaction amounts |
To process deposits and withdrawals securely |
| Regulatory Bodies |
Financial records as required |
To comply with Canadian securities regulations |
| Legal Authorities |
Information relevant to investigations |
When legally required by court order or similar |
| Service Providers |
Limited data needed for specific tasks |
Website hosting, email delivery, customer support tools |
We don't sell your information to third parties. That's
not our business model, and it never will be. Any service provider we work with signs
agreements requiring them to protect your data and use it only for specified
purposes.
Your Privacy Rights Under Canadian Law
PIPEDA grants you specific rights regarding your
personal information. These aren't just legal formalities—we actually honor them.
Access Your Information
Request a copy of what we have on file. We'll
provide it within 30 days, though we might charge a reasonable fee for extensive
requests.
Correct Inaccuracies
Found an error in your records? Tell us, and we'll
fix it promptly. Accurate information helps us serve you better anyway.
Withdraw Consent
You can revoke permission for certain uses of your
data. Just know this might limit our ability to provide some services.
Request Deletion
Ask us to delete your information when it's no
longer needed. We'll comply unless we're legally required to retain it.
Challenge Our Practices
If you believe we've mishandled your data, you can
file a complaint with our privacy officer or the Privacy Commissioner of Canada.
Know How We Decide
Understand how we use your information to make
decisions affecting you, like determining your investment risk profile.
How to Exercise Your Rights
Send requests to contact@tywarbxoux.info with "Privacy
Request" in the subject line. Include your full name and enough detail so we can verify
your identity and process your request accurately. We'll respond within 30 days, though
complex requests might take a bit longer—we'll let you know if that's the case.
Data Security Measures
We take security seriously because your financial
information makes you vulnerable if it falls into wrong hands. Our approach combines
technology with organizational policies.
- SSL encryption for all data transmitted between your
browser and our servers
- Encrypted storage for sensitive information like Social
Insurance Numbers
- Regular security audits and vulnerability testing on our
systems
- Multi-factor authentication for account access
- Restricted employee access based on job
responsibilities
- Secure disposal procedures for physical and digital
records
- Incident response plan for potential data breaches
No system is completely breach-proof—anyone claiming
otherwise is lying. What matters is having strong defenses and a plan for responding
quickly if something does go wrong. We monitor our systems constantly and work with
cybersecurity professionals to stay ahead of threats.
If we detect unauthorized access to your information, we'll
notify you within the timeframes required by Canadian law. You'll get clear information
about what happened, what data was affected, and steps you should take to protect
yourself.
How Long We Keep Your Information
We don't keep data forever. Retention periods depend on
the type of information and legal requirements.
Active Client Records
While you're actively using our services, we maintain
complete records. This includes transaction history, communications, and account
documentation needed to serve you properly.
After You Leave
Canadian securities regulations require us to retain certain
financial records for seven years after you close your account. This protects both of
us if questions arise about past transactions. After that period ends, we securely
delete information unless we have a specific legal reason to keep it longer.
Marketing Communications
If you've only signed up for our newsletter without becoming
a client, we'll keep your email address until you unsubscribe. Once you opt out, we
remove you from our lists within 10 business days.
Some situations require longer retention—like if
there's an ongoing legal matter or regulatory investigation. We'll only keep what's
necessary for that specific situation.
Cookies and Tracking Technologies
Our website uses cookies, which are small text files
stored on your device. They help the site function properly and give us insights into how
people use it.
Essential Cookies
These make the website work—remembering your login status,
maintaining security, and keeping your session active. You can't turn these off without
breaking core functionality.
Analytics Cookies
We use Google Analytics to understand traffic patterns and
user behavior. This tells us which pages are popular, where visitors come from, and how
long they stay. The data is aggregated and doesn't identify you personally.
Managing Cookies
Your browser settings let you block or delete cookies. Just
know that disabling them might affect your experience on our site. Most browsers offer
detailed controls over which types of cookies you'll accept.
We don't use advertising cookies or share cookie data
with advertisers. Our tracking stays focused on improving site functionality rather than
building profiles for marketing purposes.
Third-Party Links
Sometimes we link to other websites—investment
platforms we work with, educational resources, or regulatory bodies. Once you click
through to those sites, this privacy policy no longer applies.
We try to link only to reputable organizations, but we
can't control their privacy practices. Before sharing personal information on any
external site, check their privacy policy. Each organization handles data differently,
and it's worth knowing what you're agreeing to.
Changes to This Policy
Privacy regulations evolve, and so do our practices.
When we update this policy, we'll post the new version here with a revised effective date
at the top.
For minor changes—like clarifying existing language or
updating contact information—we'll simply post the update. If we make significant changes
that affect how we use your information, we'll notify active clients by email at least 30
days before the changes take effect. This gives you time to review the updates and
contact us with concerns.
We recommend checking this page occasionally if you use
our services. The date at the top tells you when we last made changes.
Children's Privacy
Our services target adults making investment decisions.
We don't knowingly collect information from anyone under 18. If you're a parent and
believe your child has provided us with personal information, contact us immediately and
we'll delete it.
Canadian law generally prohibits minors from entering
into financial contracts anyway, so it's unlikely a child would complete our account
setup process. But if it happens somehow, we'll remove their information promptly once
notified.
International Data Transfers
We primarily store data on Canadian servers. Some of
our service providers—particularly for website hosting and email—may process data in the
United States. When this happens, your information remains protected by contractual
obligations requiring security measures comparable to Canadian standards.
The U.S. has different privacy laws than Canada, and
government authorities there might access data under circumstances that wouldn't apply
here. We minimize cross-border transfers where possible and only work with providers who
take data protection seriously.
