Small Capital Can Build Real Wealth
You don't need a fortune to start. We work with Canadian investors who have between $5,000 and $50,000 and want to build something that lasts. Our approach focuses on steady growth through diversified strategies tailored to smaller portfolios.
Learn Our Approach
Where Your Money Actually Goes
We put together portfolios using a mix of index funds, dividend stocks, and a small allocation to growth positions. Nothing fancy. The goal is to balance stability with potential upside while keeping fees low.
Most of our clients see their first real movement within 18 to 24 months. And by movement, I mean something you can actually feel in your account—not just theoretical gains on paper.
Why Canadian Markets Matter
There's a solid reason we focus on Canadian equities and bonds. The tax advantages alone make a difference when you're working with smaller amounts. Plus, you understand these companies—you shop at them, you use their services.
We also look at U.S. positions when it makes sense, but we're careful about currency exposure. That's where a lot of small investors get caught off guard.
What We're Watching in 2025
The investing landscape keeps shifting. Here's what actually matters for small capital investors right now.
Interest Rate Shifts
With rates potentially stabilizing in late 2025, fixed-income positions might become more predictable. We're adjusting bond allocations accordingly for clients who need income streams.
Tech Sector Corrections
The tech rally has been wild, but corrections create opportunities. For small portfolios, we're looking at established tech companies trading at more reasonable valuations rather than chasing momentum.
Energy Transition Plays
Canadian energy companies are shifting strategies. Some are genuine transition stories, others are just rebranding. We dig into the numbers to separate real change from marketing.
Real Growth Takes Time
"I started with $12,000 in early 2023. By mid-2024, my portfolio had grown to about $15,400. Not explosive, but consistent. What I appreciate most is understanding where my money actually is and why."
Start Building Your Portfolio
We're taking on new clients for our autumn 2025 planning sessions. If you're ready to put your capital to work with a clear strategy and realistic expectations, let's talk.